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	<title>Zero Balance</title>
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	<link>http://www.zerobalance.co.uk</link>
	<description>Zero Balance</description>
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		<title>Why Owning a 0% APR Card Could Spell Disaster</title>
		<link>http://www.zerobalance.co.uk/why-owning-a-0-apr-card-could-spell-disaster/</link>
		<comments>http://www.zerobalance.co.uk/why-owning-a-0-apr-card-could-spell-disaster/#comments</comments>
		<pubDate>Fri, 22 Jul 2011 13:03:58 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Zero Balance Guide]]></category>
		<category><![CDATA[0 Apr Card]]></category>
		<category><![CDATA[0 Interest]]></category>
		<category><![CDATA[Billing Statement]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Rating]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Disaster]]></category>
		<category><![CDATA[Free Interest]]></category>
		<category><![CDATA[Hidden Pitfalls]]></category>
		<category><![CDATA[High Interest]]></category>
		<category><![CDATA[Introductory Period]]></category>
		<category><![CDATA[Limited Time]]></category>
		<category><![CDATA[Mail]]></category>
		<category><![CDATA[Medical Emergency]]></category>
		<category><![CDATA[Mistake]]></category>
		<category><![CDATA[Nine Months]]></category>
		<category><![CDATA[Penalty Interest Rate]]></category>
		<category><![CDATA[Pocketbook]]></category>
		<category><![CDATA[Stiff Penalties]]></category>

		<guid isPermaLink="false">http://zerobalance.co.uk/why-owning-a-0-apr-card-could-spell-disaster/</guid>
		<description><![CDATA[Almost everyone gets the offers in the mail for credit cards that claim to provide 0 percent interest. These offers are incredibly tempting, and on the surface they look like a good idea. You could transfer your outstanding balances, buy that big-ticket item youve had your eye on, and get free interest for up to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Using Your Credit Card Wisely</title>
		<link>http://www.zerobalance.co.uk/using-your-credit-card-wisely/</link>
		<comments>http://www.zerobalance.co.uk/using-your-credit-card-wisely/#comments</comments>
		<pubDate>Fri, 15 Jul 2011 13:03:58 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Zero Balance Guide]]></category>
		<category><![CDATA[Aim In Life]]></category>
		<category><![CDATA[Common Sense]]></category>
		<category><![CDATA[Concert Tickets]]></category>
		<category><![CDATA[Credit Card Debts]]></category>
		<category><![CDATA[Credit Card Statement]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Check]]></category>
		<category><![CDATA[Debt Interest]]></category>
		<category><![CDATA[Fraud]]></category>
		<category><![CDATA[Handy]]></category>
		<category><![CDATA[Minimum Payment]]></category>
		<category><![CDATA[Minimum Payments]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[New Model]]></category>
		<category><![CDATA[Occurrence]]></category>
		<category><![CDATA[Paying Off Debt]]></category>
		<category><![CDATA[Personal Loans]]></category>
		<category><![CDATA[Sole Aim]]></category>
		<category><![CDATA[Temptation]]></category>

		<guid isPermaLink="false">http://zerobalance.co.uk/using-your-credit-card-wisely/</guid>
		<description><![CDATA[Keeping your credit card debts in check should be your sole aim in life if you want to live a financially viable life, because if you dont the fall out of having a lot of debt on your credit cards can start to affect other parts of your life. As much as credit cards are [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding The 0% Intro Rates Credit Cards</title>
		<link>http://www.zerobalance.co.uk/understanding-the-0-intro-rates-credit-cards/</link>
		<comments>http://www.zerobalance.co.uk/understanding-the-0-intro-rates-credit-cards/#comments</comments>
		<pubDate>Fri, 08 Jul 2011 13:03:58 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Zero Balance Guide]]></category>
		<category><![CDATA[0 Interest]]></category>
		<category><![CDATA[All Sorts]]></category>
		<category><![CDATA[Blessing In Disguise]]></category>
		<category><![CDATA[Clue]]></category>
		<category><![CDATA[Curse]]></category>
		<category><![CDATA[Downside]]></category>
		<category><![CDATA[Flavors]]></category>
		<category><![CDATA[Genres]]></category>
		<category><![CDATA[High Interest Rates]]></category>
		<category><![CDATA[Interest Rate]]></category>
		<category><![CDATA[Intro Rate]]></category>
		<category><![CDATA[Intro Rates]]></category>
		<category><![CDATA[Low Interest Rates]]></category>
		<category><![CDATA[Period Of Time]]></category>
		<category><![CDATA[Prizes]]></category>
		<category><![CDATA[Reward Credit Card]]></category>
		<category><![CDATA[Reward Points Every Time]]></category>
		<category><![CDATA[Types Of Credit Cards]]></category>
		<category><![CDATA[Variation]]></category>
		<category><![CDATA[Whole Lot]]></category>

		<guid isPermaLink="false">http://zerobalance.co.uk/understanding-the-0-intro-rates-credit-cards/</guid>
		<description><![CDATA[Just like there are a lot of flavors to ice cream or a great deal of genres in music and books, there are also a lot of types to choose from when it comes to credit cards. And because credit cards deal with money and finances, just the slightest variation can spell a whole lot [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips on Getting More from Your Credit Card Rewards Program</title>
		<link>http://www.zerobalance.co.uk/tips-on-getting-more-from-your-credit-card-rewards-program/</link>
		<comments>http://www.zerobalance.co.uk/tips-on-getting-more-from-your-credit-card-rewards-program/#comments</comments>
		<pubDate>Fri, 01 Jul 2011 13:03:58 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Zero Balance Guide]]></category>
		<category><![CDATA[Billing Cycle]]></category>
		<category><![CDATA[Cards Printable]]></category>
		<category><![CDATA[Credit Card Rewards]]></category>
		<category><![CDATA[Discount Privileges]]></category>
		<category><![CDATA[Interest Rate]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Merchants]]></category>
		<category><![CDATA[Paying On Time]]></category>
		<category><![CDATA[Printable Discount Coupons]]></category>
		<category><![CDATA[Purchasing]]></category>
		<category><![CDATA[Reward Card]]></category>
		<category><![CDATA[Reward Cards]]></category>
		<category><![CDATA[Reward Credit Card]]></category>
		<category><![CDATA[Reward Credit Cards]]></category>
		<category><![CDATA[Rewards Program]]></category>
		<category><![CDATA[Stipulations]]></category>

		<guid isPermaLink="false">http://zerobalance.co.uk/tips-on-getting-more-from-your-credit-card-rewards-program/</guid>
		<description><![CDATA[Tips on Getting More from Your Credit Card Rewards Program Do you own a reward credit card or are you planning on applying for one? Many people own one or more reward credit cards on their account but not all of them are reaping the rewards they deserve. In this article, let&#8217;s discuss some tips [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Time To Start Using Those 0% Credit Cards</title>
		<link>http://www.zerobalance.co.uk/time-to-start-using-those-0-credit-cards/</link>
		<comments>http://www.zerobalance.co.uk/time-to-start-using-those-0-credit-cards/#comments</comments>
		<pubDate>Fri, 24 Jun 2011 13:03:58 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Zero Balance Guide]]></category>
		<category><![CDATA[0 Credit Cards]]></category>
		<category><![CDATA[Balance Transfers]]></category>
		<category><![CDATA[Better Chance]]></category>
		<category><![CDATA[Cash Advance]]></category>
		<category><![CDATA[Credit Card Balances]]></category>
		<category><![CDATA[Decade]]></category>
		<category><![CDATA[Existing Credit Card]]></category>
		<category><![CDATA[Free Period]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[Low Interest Rates]]></category>
		<category><![CDATA[Nine Months]]></category>
		<category><![CDATA[Number Of Cards]]></category>

		<guid isPermaLink="false">http://zerobalance.co.uk/time-to-start-using-those-0-credit-cards/</guid>
		<description><![CDATA[It would have been unthinkable just a decade ago, but now it is commonplace in the UK to hear of zero per cent credit cards. Brought about by fierce competition, both from UK and American lenders, and also by historically low interest rates, zero per cent credit cards have become extremely popular. Today, it is [...]]]></description>
		<wfw:commentRss>http://www.zerobalance.co.uk/time-to-start-using-those-0-credit-cards/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Tales Of The 0% APR Credit Card</title>
		<link>http://www.zerobalance.co.uk/the-tales-of-the-0-apr-credit-card/</link>
		<comments>http://www.zerobalance.co.uk/the-tales-of-the-0-apr-credit-card/#comments</comments>
		<pubDate>Fri, 17 Jun 2011 13:03:58 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Zero Balance Guide]]></category>
		<category><![CDATA[0 Apr Credit Cards]]></category>
		<category><![CDATA[Annual Percentage Rate]]></category>
		<category><![CDATA[Apr Credit Card]]></category>
		<category><![CDATA[Apr Credit Cards]]></category>
		<category><![CDATA[Balance Transfer]]></category>
		<category><![CDATA[Best Credit Cards]]></category>
		<category><![CDATA[Boil]]></category>
		<category><![CDATA[Consolidate Debts]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[Countdown]]></category>
		<category><![CDATA[Exception To The Rule]]></category>
		<category><![CDATA[Financial Experts]]></category>
		<category><![CDATA[Hook]]></category>
		<category><![CDATA[Instances]]></category>
		<category><![CDATA[Interest Charges]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Lifetime]]></category>
		<category><![CDATA[Probability]]></category>
		<category><![CDATA[Promotions]]></category>
		<category><![CDATA[Rewards]]></category>

		<guid isPermaLink="false">http://zerobalance.co.uk/the-tales-of-the-0-apr-credit-card/</guid>
		<description><![CDATA[People used to think that they had enough on their benefits with their credit cards. They thought that the rewards they get and the low interest they have is already enough to last a lifetime. However, there are instances when they get to have the chance of seeing promotions like 0% APR. Now, this is [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Credit Card Application: A First Step Toward Credit</title>
		<link>http://www.zerobalance.co.uk/the-credit-card-application-a-first-step-toward-credit/</link>
		<comments>http://www.zerobalance.co.uk/the-credit-card-application-a-first-step-toward-credit/#comments</comments>
		<pubDate>Fri, 10 Jun 2011 13:03:58 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Zero Balance Guide]]></category>
		<category><![CDATA[Buggy]]></category>
		<category><![CDATA[Build Credit]]></category>
		<category><![CDATA[Citizen]]></category>
		<category><![CDATA[Countless Conversations]]></category>
		<category><![CDATA[Credit Application]]></category>
		<category><![CDATA[Credit Applications]]></category>
		<category><![CDATA[Credit Card Application]]></category>
		<category><![CDATA[Credit Card Applications]]></category>
		<category><![CDATA[Credit Card Deals]]></category>
		<category><![CDATA[Decision Making Process]]></category>
		<category><![CDATA[Financial Advisor]]></category>
		<category><![CDATA[Financial Decisions]]></category>
		<category><![CDATA[Financial Situation]]></category>
		<category><![CDATA[Helping People]]></category>
		<category><![CDATA[How Many People]]></category>
		<category><![CDATA[Idea What Kind]]></category>
		<category><![CDATA[Little Trouble]]></category>
		<category><![CDATA[Mail]]></category>
		<category><![CDATA[Necessary Means]]></category>
		<category><![CDATA[Sit]]></category>

		<guid isPermaLink="false">http://zerobalance.co.uk/the-credit-card-application-a-first-step-toward-credit/</guid>
		<description><![CDATA[On most days I love my work as a financial advisor to my wide variety of clients. I love helping people take a serious look at their financial situation and helping them make wise financial decisions. I get frustrated, however, when my clients &#8220;put the buggy before the horse&#8221; so to speak and start worrying [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The 10,000 Credit Card Challenge</title>
		<link>http://www.zerobalance.co.uk/the-10000-credit-card-challenge/</link>
		<comments>http://www.zerobalance.co.uk/the-10000-credit-card-challenge/#comments</comments>
		<pubDate>Fri, 03 Jun 2011 13:03:58 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Zero Balance Guide]]></category>
		<category><![CDATA[Big Spender]]></category>
		<category><![CDATA[Bust]]></category>
		<category><![CDATA[Card Challenge]]></category>
		<category><![CDATA[Condominium]]></category>
		<category><![CDATA[Credit Card Balances]]></category>
		<category><![CDATA[Credit Card Bills]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Card Payment]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Rating]]></category>
		<category><![CDATA[Expensive Car]]></category>
		<category><![CDATA[Lower Mortgage]]></category>
		<category><![CDATA[Privilege]]></category>
		<category><![CDATA[Property Values]]></category>
		<category><![CDATA[Realistic Story]]></category>
		<category><![CDATA[Second Mortgage]]></category>
		<category><![CDATA[Secured Debt]]></category>
		<category><![CDATA[Turn Of The Millennium]]></category>
		<category><![CDATA[Unsecured Debt]]></category>
		<category><![CDATA[World Scenario]]></category>

		<guid isPermaLink="false">http://zerobalance.co.uk/the-10000-credit-card-challenge/</guid>
		<description><![CDATA[Thinking about conquering your mountain of debt but too scared even to give your debt much thought? Read this real-world scenario of how one person erased 10,000 of credit card debt within a few years. Ever wonder how some people deep in credit card debt manage to come out on top financially? This is the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Start Using A 0% Credit Card Today</title>
		<link>http://www.zerobalance.co.uk/start-using-a-0-credit-card-today/</link>
		<comments>http://www.zerobalance.co.uk/start-using-a-0-credit-card-today/#comments</comments>
		<pubDate>Fri, 27 May 2011 13:03:58 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Zero Balance Guide]]></category>
		<category><![CDATA[Balance Transfers]]></category>
		<category><![CDATA[Better Chance]]></category>
		<category><![CDATA[Cash Advance]]></category>
		<category><![CDATA[Cash Advances]]></category>
		<category><![CDATA[Credit Card Balances]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Decade]]></category>
		<category><![CDATA[Existing Credit Card]]></category>
		<category><![CDATA[Free Period]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[Lot]]></category>
		<category><![CDATA[Low Interest Rates]]></category>
		<category><![CDATA[Nine Months]]></category>
		<category><![CDATA[Number Of Cards]]></category>

		<guid isPermaLink="false">http://zerobalance.co.uk/start-using-a-0-credit-card-today/</guid>
		<description><![CDATA[It would have been unthinkable just a decade ago, but now it is common place in the UK to hear of zero per cent credit cards. Brought about by fierce competition, both from UK and American lenders, and also by historically low interest rates, zero per cent credit cards have become extremely popular. Today, it [...]]]></description>
		<wfw:commentRss>http://www.zerobalance.co.uk/start-using-a-0-credit-card-today/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Say Hello To Those 0% Credit Card Deals!</title>
		<link>http://www.zerobalance.co.uk/say-hello-to-those-0-credit-card-deals/</link>
		<comments>http://www.zerobalance.co.uk/say-hello-to-those-0-credit-card-deals/#comments</comments>
		<pubDate>Fri, 20 May 2011 13:03:58 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Zero Balance Guide]]></category>
		<category><![CDATA[0 Apr Card]]></category>
		<category><![CDATA[0 Interest]]></category>
		<category><![CDATA[Anger]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Credit Card Advice]]></category>
		<category><![CDATA[Credit Card Application]]></category>
		<category><![CDATA[Credit Card Companies]]></category>
		<category><![CDATA[Credit Card Customers]]></category>
		<category><![CDATA[Credit Card Deals]]></category>
		<category><![CDATA[Credit Card Issuers]]></category>
		<category><![CDATA[Credit Card Lenders]]></category>
		<category><![CDATA[Credit Cards Credit]]></category>
		<category><![CDATA[Credit History]]></category>
		<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[Credit Rating]]></category>
		<category><![CDATA[Credit Risk]]></category>
		<category><![CDATA[Data Bases]]></category>
		<category><![CDATA[Divine Right]]></category>
		<category><![CDATA[Gb]]></category>
		<category><![CDATA[Interest Deals]]></category>

		<guid isPermaLink="false">http://zerobalance.co.uk/say-hello-to-those-0-credit-card-deals/</guid>
		<description><![CDATA[Getting the best deal on a credit card is not always about jumping from one 0% APR card to another and getting a bad name for you. As you will because the credit card companies are getting wise to this and are beginning to refuse serial jumpers their credit card application. This though is not [...]]]></description>
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		<slash:comments>0</slash:comments>
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